I don’t think there’s a single person out there that doesn’t want to make more money. But let’s be real, the thought of slaving away several extra hours per week at a second job is less than appealing to most people. Wouldn’t it be great to earn more money by doing practically nothing? Surprisingly, it’s totally possible! Here are 17 ridiculously easy things you can do to make more money without barely lifting a finger.
- Ask For a Raise
When trying to make more money, the easiest place to start is at the job you already work at. So ask for a raise! If you’re as valuable to the company as you know you are, they should be happy to oblige. It costs employers a ridiculous amount of money to hire and train employees, so smart employers will do what they can to keep good employees.
2. Adjust Your Federal Tax Withholding
Most people look forward to a windfall every year courtesy of Uncle Sam himself. Unfortunately, this isn’t the government’s way of being generous and giving you a bonus. This is money that they took out of your paycheck all year to give themselves an interest-free loan. The fewer allowances you claim on your W-4, the more taxes will be withheld. If you claim a higher number on your W-4, you will have a smaller refund but will have more money on your paychecks each month — money that you can put away and earn interest on!
3. Online Surveys
By filling out short surveys online, you can earn gift cards or even cash. You definitely won’t get rich filling out online surveys, but if you’re consistent you can make a little extra spending money. My Survey, Swagbucks, and Global Test Market are my personal favorites.
Swagbucks, as I mentioned in the previous section, is much more than just an online survey website. You can also surf the web, play games, and watch videos to earn money.
5. Install Data Collection Apps
There are companies out there that will pay you just to install an app on your phone. These apps analyze your phone habits: what apps you download, what websites you visit, how much time you spend on certain tasks on your phone. All you do is download the app, let it run in the background, then collect money or gift cards for letting it run. Nielsen Mobile Panel and Smart Panel are two that I have used with success.
6. Download Digit and Acorns
Digit and Acorns are apps that don’t actually make you more money, but they save money for you, making you feel like you’re making more. Digit analyzes your spending and earning habits and skims a little money here and there to deposit into a separate savings account. The idea is that by taking just a few dollars every few days, you never miss the money and you wind up saving money that you didn’t think you could save. Acorns is similar, but it rounds your transactions up to the nearest dollar then deposits the difference into an investment account for you.
7. Take Pictures
Are you always snapping cool pics on your phone? Sell them to stock photo websites!
8. Freelance Writing
Do you enjoy writing? Become a freelance writer and sell your writing!
9. Get Crafty
Remember those Pinterest DIY and craft projects you constantly pin but never get around to? Start getting crafty and sell them on Etsy!
Ebates is an awesome website that I’ve been using for years. Every time I shop online, I pull up the Ebates website first. From there I find the website I planned on shopping at and click the link to that website. For example, I love online shopping at Nordstrom. Instead of typing in Nordstrom.com, I type in ebates.com, click on the link to Nordstrom, and it pulls up the Norstrom Website. I shop as normal, then Voila! Ebates sends me a check for a percentage of what I spent on my order.
11. Spring Cleaning
Start selling things around your house on Craigslist, Offer Up, or at a local consignment store. Hey, you’ll be doing your spring cleaning anyway. Why not get paid for it?
12. Lose Weight
I kid you not, there are companies that will pay you to lose weight! Now if that isn’t motivation, I don’t know what is. I recently joined Weight Watchers while they were running a promotion offering to pay me $100 if I lost 10 pounds within 90 days. (I’m happy to announce that my $100 Visa gift card is en route as we speak). Healthy Wage is another company that pays users to lose weight.
13. Start a Housesitting or Dog-Walking Business
You need somewhere to sleep, so why not get paid to sleep over at someone’s house while they’re on vacation? Or if you were already planning on going for a walk or walking your own dog, get paid to take someone else’s dog along!
14. Rent Out Your Spare Room
If you have an extra room in your home, find a roommate and charge them rent each month. Or rent it out on AirBNB for a few days at a time.
15. Switch to a Credit Union or Online Bank
Credit Unions and Online Banks tend to have much higher interest rates on checking accounts, savings accounts, money market accounts, and CD’s than your typical big, for profit bank.
16. Claim Your Unclaimed Property
Ever wonder what happens when you move and someone sends a check to you? Check with your state’s unclaimed property department (every state has one) to see if they’re sitting on some of your old checks.
17. Sell or Trade Old Gift Cards
We all have old gift cards we’ve been sitting on but never plan on spending. Like the $25 Coldstone gift card I’ve had for the last 5 years, which I’ve apparently been holding onto in case I ever decide to say a big eff you to my lactose intolerant stomach. Using websites or in-store kiosks you can either sell your gift card for money or trade it for a gift card that you’re much more likely to use.